When A Homeowner’s Insurer Denies Or Downgrades A House Fire Claim

The devastating losses from a house fire are hard enough to take, but the sense of betrayal when your insurer denies your claim can feel just as difficult or more so. You have faithfully paid your homeowner insurance premiums with full confidence that your family would be covered in case of a disaster such as a fire. You have every right to expect the insurer to make good on its policy.

If you have run up against a brick wall when trying to collect on a homeowner insurance policy after a fire, consult with the team at Hearn Law Firm, PLLC. We are here to fight for your right to fair treatment after a home fire. Experience firsthand the caliber of representation that has brought us many referrals over the years.

We Have Heard It Before, And We Will Stand Up For You

Insurance companies sometimes deny or diminish claims through unreasonable tactics such as the following:

  • They may claim that the fire was your fault and, therefore, stonewall your legitimate claim.
  • They may cite a time in the past when your premium was credited late or, for some other unreasonable technicality, seek to nullify your insurance altogether.
  • They may counter your claim for benefits with a lowball offer of benefits that will not replace what you lost.
  • They may appear to process your claim but then drag their feet for months without making good on it.

We are ready to fight fire with fire, so to speak, when your homeowner insurance company tries to deny you the benefits for which you are eligible that were meant to cover property damage and any injuries or loss of life caused by a house fire. Through assertive negotiations or a bad faith insurance lawsuit, we will leave no stone unturned in the pursuit of the results that you deserve: a fair payout of your rightful benefits when your house has burned down or been damaged in a fire.

Get A Free Case Evaluation

If possible, please bring a copy of your insurance policy and the basic facts about the fire to your free initial consultation with Hearn Law Firm, PLLC. Allow us to explain how we have helped others in similar cases and how we can get your case moving forward to where it needs to be. Call (662) 766-7777 or complete an online inquiry form to schedule a consultation by phone or at our Blue Mountain or Jackson, Mississippi, law offices.