In a town as vibrant and bustling as Oxford, car accidents can happen in the blink of an eye, leaving victims to deal with the daunting aftermath. Whether you’re a local resident or a student at the University of Mississippi, our founding attorney, Philip C. Hearn, brings over twenty-five (25) years of legal experience to fiercely advocate on your behalf.
At Hearn Law Firm, our Oxford car accident lawyers understand the emotions and challenges that come with car accident claims. We will help you handle everything from negotiating with insurance companies to seeking justice in court. Our commitment is to provide compassionate, comprehensive legal support, and we will fight for you to receive the fair compensation you need to heal and move forward. Reach out to Hearn Law Firm today, and let our Oxford personal injury lawyers guide you through every step of your legal journey with the dedication and personalized care you deserve.
Call us today to schedule your free consultation.
Hearn Law Firm is Your Choice for an Oxford Car Accident Claim
Choosing Hearn Law Firm in your Oxford car accident claim offers advantages that come from our legal experience, commitment to clients, and comprehensive understanding of the local Oxford landscape. Here’s why Hearn Law Firm stands out as the premier choice for handling your Oxford car accident claim:
- Local Knowledge and Connections: Our Oxford car accident attorneys have numerous cases of serving clients in the Oxford community. With our knowledge of the local laws and our connections in the local legal community, we will craft a highly effective legal strategy tailored to the specifics of your case.
- Proven Track Record: With years of experience and a proven track record of success in car accident claims, we have established a reputation as fierce advocates for justice and compensation. Our skills in negotiation and litigation give us the advantage in effectively challenging insurance companies.
- Comprehensive Legal Support: From the initial investigation of your accident to the final resolution of your claim, we will provide you with comprehensive legal support. This includes gathering evidence, consulting with experts, negotiating with insurance companies, and, if necessary, representing you in court.
- No Fee Unless You Win: We operate on a contingency fee basis. This means you owe no legal fees unless they win your case. We are committed to making sure that our interests are fully aligned with yours.
- Direct Communication: At Hearn Law Firm, we prioritize direct and clear communication throughout the legal process. We will make sure you are informed and involved in every decision, providing clarity and peace of mind in what can often be a complex and overwhelming process
How a Lawyer Assists in an Oxford Car Accident Claim
Here’s how our lawyers will assist you in your Oxford car accident claim:
- Initial Consultation and Case Evaluation: We will start with a thorough consultation to understand the specifics of your accident. Our lawyers will objectively evaluate the merits of your case, advise on the potential outcomes, and outline the steps ahead, setting the foundation for a strong legal strategy.
- Investigation and Evidence Gathering: A comprehensive investigation into the accident is vital. We will gather all necessary evidence, including police reports, medical records, witness statements, and photos or videos from the scene.
- Dealing with Insurance Companies: By nature, insurance companies look to minimize payouts to victims. Our skilled lawyers know the tactics insurers use and how to negotiate effectively to ensure fair compensation for your injuries.
- Negotiation of Settlements and Legal Representation in Court: We will negotiate tirelessly on your behalf, leveraging the evidence to argue for your best outcome. While many car accident claims are settled out of court, some require litigation to achieve fair compensation. Our lawyers will prepare a robust case, represent you in all legal proceedings, and present your case convincingly in front of a judge or jury if necessary.
Oxford’s Fault-Based Insurance System
Title 63 (Motor Vehicles and Traffic Regulations) and Title 83 (Insurance) of the Mississippi Code provide the framework for Oxford’s Fault-Based Insurance System. This system plays a crucial role in determining how compensation is awarded in car accident claims. Specifically, a fault-based insurance system assigns financial responsibility for the accident to the driver found at fault. This principle allows victims to explore multiple avenues for compensation: (i) filing a claim against the at-fault driver’s insurance, (ii) utilizing their own insurance policy, or (iii) initiating personal injury litigation. The flexibility afforded by this system ensures that victims injured in car accidents can effectively pursue damages under the mechanism that maximizes their recovery.
Statute of Limitations in Oxford Car Accidents
In Oxford, the statute of limitations for car accident claims is governed by Mississippi Code § 15-1-49. The statute states:
“Section 15-1-49 – Limitations applicable to actions not otherwise specifically provided for (1) All actions for which no other period of limitation is prescribed shall be commenced within three (3) years next after the cause of such action accrued, and not after. (2) In actions for which no other period of limitation is prescribed and which involve latent injury or disease, the cause of action does not accrue until the plaintiff has discovered, or by reasonable diligence should have discovered, the injury. (3) The provisions of subsection (2) of this section shall apply to all pending and subsequently filed actions.”
In plain English, this law mandates that any lawsuit for personal injuries resulting from a car accident must be filed within three (3) years of the date of the accident. This same statute of limitations applies to claims for property damage resulting from a car accident. This time limit is crucial as it determines the window during which a victim can legally pursue compensation for injuries and damages incurred in a car accident. If a lawsuit is not filed within this three-year period, the victim may lose the right to seek compensation through the court system, regardless of the severity of the injuries or the clear fault of the other party.
Contact Our Oxford Car Accident Lawyers Today
If you’ve been involved in an Oxford car accident, it’s crucial to understand the legal rights and options available to you. Time is of the essence, especially considering Mississippi’s statute of limitations for filing a car accident claim. Don’t let the complexity of legal proceedings intimidate you and add to the stress of your car accident aftermath. Let our experienced Oxford car accident attorneys at Hearn Law Firm guide you through every step of the process. We will make sure that your rights are protected and secure the best possible outcome for your case.
Call us at 877-558-1012 to discuss the details of your accident with a knowledgeable member of our team. Contact us today for a complimentary initial consultation to explore the merits of your claim with no obligations.