Tupelo Car Accident Lawyer

When dealing with the aftermath of a Tupelo car accident, the path to recovery can seem daunting. At Hearn Law Firm, we understand the challenges you’re facing and are here to help you overcome them. Our firm is knowledgeable in car accident claims and will provide you with the experienced legal representation you seek to receive the compensation you deserve. Our dedicated Tupelo car accident attorneys are well-versed in Mississippi’s traffic laws and insurance regulations and will do all we can to advocate on your behalf.

Whether you’re dealing with injuries, property damage, or the emotional toll of an accident, Hearn Law Firm stands ready to support you through every step of your claim. Trust our Tupelo personal injury lawyers to handle the legal complexities of your case so you can focus on resuming your life. Contact us today for your free consultation.

Why Hearn Law Firm Stands Out in Tupelo Car Accident Claims

Hearn Law Firm is your premier choice for legal representation in car accident claims. Here’s why choosing Hearn Law Firm for your car accident claim in Tupelo makes a significant difference:

  • Knowledge of Relevant Car Accident Laws: Our team brings over twenty-five (25) years of experience in handling car accidents. We understand how to handle the traffic regulations, liability issues, and insurance policy questions in a Tupelo car accident claim.
  • Tailored Legal Strategies: Recognizing that each car accident is unique, our team will tailor the legal strategy we use to address the specific circumstances and injuries in your case.
  • Negotiations Against Insurance Companies: Our lawyers have developed a reputation in the Tupelo legal community for standing up to the negotiation tactics that insurance companies try to employ to get victims to settle for less than they are worth.
  • Comprehensive Case Management: From the moment you engage Hearn Law Firm, every detail of your case is managed with professional care and attention. This includes engaging with medical professionals, and handling all legal documentation and communications on your behalf so you can focus on recovery.
  • Risk-Free Representation: With a contingency fee arrangement, our clients face no upfront costs. This policy reflects our firm’s confidence in its ability to win your case, aligning the firm’s success directly with your recovery.

How A Lawyer Helps in a Tupelo Car Accident Claim

In a Tupelo car accident claim, having a lawyer by your side ensures that every aspect of your case is handled. Here’s how our lawyers will maximize the compensation you recover:

  • Conduct a Thorough Investigation: Our team starts by conducting a detailed investigation of the car accident. This includes visiting the accident scene, gathering police reports, obtaining witness statements, securing surveillance footage, and consulting expert witnesses as needed.
  • Review and Analyze Medical Records: Understanding the full extent of your injuries is crucial. Our lawyers will review your medical records, consult with medical experts, and possibly seek additional medical evaluations to establish the link between the accident and your injuries, as well as to project future medical needs and costs.
  • Identify and Evaluate All Potential Sources of Compensation: Our Tupelo car accident lawyers look at potential sources of compensation, including the at-fault driver’s insurance and any third parties that might share liability, such as the manufacturer of a defective vehicle part. We will calculate the full extent of your damages, including medical expenses, lost wages, loss of earning capacity, property damage, and non-economic damages like pain and suffering.
  • Prepare and File Legal Documents: We will prepare and file all legal documents required to pursue your claim. This includes drafting and filing a complaint in court. We will make sure that all filings comply with procedural rules and deadlines.

At-Fault System in Tupelo Car Accident Claims

In Mississippi, the “at-fault” system governs car accidents and their claims for damages. Under this system, the driver found to be responsible for causing the accident bears the financial responsibility for any injuries or damages incurred. This allows victims of car accidents to directly seek compensation from the at-fault driver’s insurance company. Alternatively, they have the option to file a claim with their own insurance or initiate a lawsuit to cover medical bills, repair costs, and other expenses resulting from the accident. Understanding this system is crucial for anyone involved in a car accident in Mississippi and will dictate the strategy for seeking compensation.

Tupelo Auto Insurance Requirements

Mississippi law outlines the insurance requirements that all drivers must meet. As outlined in Mississippi Code Ann. § 63-15-3:

(j) “Proof of financial responsibility” means proof of ability to respond in damages for liability, on account of accidents occurring subsequent to the effective date of said proof, arising out of the ownership, maintenance or use of a motor vehicle, in the amount of Twenty-five Thousand Dollars ($25,000.00) because of bodily injury to or death of one (1) person in any one (1) accident, and subject to said limit for one (1) person, in the amount of Fifty Thousand Dollars ($50,000.00) because of bodily injury to or death of two (2) or more persons in any one (1) accident, and in the amount of Twenty-five Thousand Dollars ($25,000.00) because of injury to or destruction of property of others in any one (1) accident. Liability insurance required under this paragraph (j) may contain exclusions and limitations on coverage as long as the exclusions and limitations language or form has been filed with and approved by the Commissioner of Insurance.”

According to the law, drivers must carry minimum insurance coverage to provide financial protection in the event of an accident. Specifically, the law requires $25,000 coverage for bodily injury per person, $50,000 for total bodily injury when multiple people are injured in a single accident, and $25,000 for property damage. These laws provide the minimum coverage amount an opposing insurer is legally required to cover.

Statute of Limitations in Tupelo Car Accident Claims

The timeframe that an individual has to file a claim for a Tupelo car accident is outlined in Mississippi Code Ann. § 15-1-49:

“(1) All actions for which no other period of limitation is prescribed shall be commenced within three (3) years next after the cause of such action accrued, and not after. (2) In actions for which no other period of limitation is prescribed and which involve latent injury or disease, the cause of action does not accrue until the plaintiff has discovered, or by reasonable diligence should have discovered, the injury.”

This law outlines that individuals have three (3) years from the date of the accident to file a case. If a case is applied for after the expiration of this three-year period, courts typically will dismiss the case on the grounds that the statute of limitations has been exceeded. This statute highlights the importance for those affected by car accidents to be proactive in pursuing their legal rights.

Contact Our Tupelo Car Accident Lawyers Today

If you’ve been involved in a car accident in Tupelo, time is of the essence to secure the compensation you deserve. At Hearn Law Firm, our dedicated team of car accident lawyers is here to guide you through the complexities of your claim. We understand the challenges you’re facing and are committed to providing you with the comprehensive legal support you need during this difficult time. We’re prepared to aggressively advocate on your behalf, whether it’s negotiating with insurance companies or representing you in court, to ensure you receive the maximum compensation possible. Don’t let the aftermath of a car accident overwhelm you. Contact Hearn Law Firm today to schedule a consultation with our Tupelo car accident lawyers.