Victims of a car accident expect to be able to seek compensation against those who caused them those losses. Sometimes, that does not happen, which is when you need to file a claim with your own uninsured or underinsured accident insurance policy. Yet, that process can be frustrating and confusing.
If you were hurt, our Jackson uninsured/underinsured accident attorney can provide you with clarity on what your legal rights are. Let the Jackson car accident attorney at Hearn Law Firm provide a free consultation to discuss those risks with you.
When to Use a Jackson Uninsured or Underinsured Accident Lawyer
Victims of a car accident may need to turn to their own policies for compensation in several situations:
- You do not know who the driver is. In a hit and run accident, the driver does not stop to share their contact information, meaning you cannot pursue compensation against them. Your uninsured motorcycle coverage could help you.
- The other driver does not have insurance. In situations where the other driver should be compensating you for your losses but lacks insurance to do so, your insurance policy can offer help to cover those losses.
- They have insurance, but not enough. Many times, drivers shave the bare minimum required insurance, which may not be enough to cover the losses in a serious accident. Your underinsured policy may help you.
Many times, this can seem like a straightforward process of filing a claim. However, as any attorney will tell you, that is rarely simple.
Why You May Need a Jackson Uninsured or Underinsured Accident Attorney
Even if you are filing a claim against your own car accident policy, the problem is the insurance company is likely to still refute that claim with the objective of lowering what they pay you. With the help of our Jackson uninsured or underinsured accident attorney, you can:
- Prove that the insurance company owes you compensation for your losses
- Minimize the risk of delays in receiving the compensation owed to you
- Demonstrate that the accident was a hit and run accident and still get the compensation owed to you
In situations where you are a victim, and you do not know the driver that caused the accident, we suggest contacting our legal team for guidance. Insurance companies may stall in the hopes that police find this person while you wait and suffer. Let our lawyers go to work building your case for you so that you do not have to worry about the insurance company not providing you with the compensation you need.
Avoid These Mistakes
When it comes to filing a claim for compensation, make sure you avoid some key mistakes:
- Do not let the insurance company force you to settle for less than you know you are worth
- Do not delay in seeking compensation. In Georgia, you have two years from the date of the accident to file a claim in court.
- Avoid telling the insurance company that you are okay or healing.
Instead, allow our legal team to go to work building your case for you. When you contact Hearn Law Firm, you get the legal guidance you need to know who is responsible and what your case may be worth. Set up a free consultation with our Jackson uninsured/underinsured accident attorney to learn more about your rights.